Let us help you to take full advantage – mortgage holders need good mortgage deals more than ever! 
 
Let us help you to take full advantage – mortgage holders need good mortgage deals more than ever! UK households spent more than their income in 2017 and borrowing hit a decade high. According to the Office for National Statistics data – households spent £900 more than they earned in income last year, amounting to more than £25 billion of debt or savings funded spending, marking the first occasion when UK families spent more than their income since 1988. 
 
With this in mind, many mortgage holders will be keen to ensure that they have secured the best mortgage product available to them. 
 
Somewhat amazingly, there are still an estimated £100bn+* of Residential and Buy to Let mortgage balances that are resting on Standard Variable Rate and Tracker mortgage products with a pay-rate above 3.75%** 
 
Why should you pay more? 
 
Clearly, those mortgage holders will have seen their annual mortgage payments rise since the base rate started to rise from November 2017. 
 
Why?  
 
There’s absolutely no need to pay more than you have to pay! 
 
What can we do? 
 
Help mortgage holders who are either coming to the end of their current mortgage deals, or who may not have taken action at their last maturity date, and then show them how they could potentially save money – either by re-mortgaging to another lender or simply switching to a lower rate with their existing lender. 
 
We offer clients a Fee-Free mortgage review and application service – we are not limited in the range of mortgages we consider for our clients. 
 
In the first instance, email a brief summary of your current circumstances to nigel@afpmortgages.co.uk or call Nigel on 01628 594433
 
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE 
 
AFP Mortgages is a trading style of Nigel Osgood who is an Appointed Representative of AFP Partnership, a firm authorised & regulated by the Financial Conduct Authority. Buy to Let is not regulated by the Financial Conduct Authority 
 
* & ** Information provided courtesy of Barclays Bank & CACA Ltd. - July 2018 
 
 
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